Bookmakers Sticpay

What is Sticpay?

Sticpay is a digital wallet that holds balances in more than 60 currencies. You load it by card, by bank wire or, in a few Asian, African and Latin American countries, by a local bank transfer or mobile money, and you pay the bookmaker from the wallet, so the operator never sees your card or bank details. Payouts come back into the wallet, and from there you send them to a bank account.

The service is run by Extimit LTD, a company incorporated in Costa Rica (registration 3-102-945230); its terms are governed by Costa Rican law and its anti-money-laundering policy refers to Costa Rican law. The support page calls Sticpay a regulated institution, but the site names no regulator and no licence, and it publishes no postal address. Residents of the United Kingdom and Japan cannot open an account, and the terms bar US citizens and permanent residents.

The merchants it promotes are forex and CFD brokers and iGaming brands, and Sticpay runs cashback programmes for both: you join the brand through Sticpay and get monthly cashback on your play. For a bettor the wallet makes sense in two cases: when the bookmaker refuses your card, and when you live in one of the countries with a local bank route, where loading and withdrawing cost a fraction of the international wire.

How to open a Sticpay account

1. Sign up on sticpay.com or in the app. You need an e-mail address, your name and date of birth. The minimum age is 18, and residents of the countries listed below are refused.
2. Verify your identity. Upload a passport, national ID or driving licence and a proof of address issued in the last three months (utility bill, bank statement or a letter from a public authority), as jpg, png, gif or pdf of up to 10 MB. Sticpay may also ask for proof of income. Your limits appear under Document › Account once you are logged in; the site does not publish them.
3. Choose how to load the wallet. A Visa, Mastercard, JCB or American Express card costs 3.85%; an international bank wire 1%; the local bank transfers and mobile wallets exist only in the countries on the fee page, at 1.5% to 8%.
4. Hold the currency you bet in. The wallet keeps a separate balance for each currency. The fee page says transfers inside Sticpay carry no conversion fee, but it does not publish the exchange rate it applies, so keep the balance in the currency of your bookmaker and avoid conversions you cannot price.
5. Pay the bookmaker. Choose Sticpay in the cashier, log in on the Sticpay page that opens and confirm. The money is on the betting account at once, and Sticpay charges you nothing for paying a merchant.

What it costs

Between the wallet and the bookmaker the service is free for the bettor: Sticpay charges the merchant, 2.5% plus USD 0.30 per payment, and nothing to the customer in either direction. The costs sit at the two ends, when you load the wallet and when you take the money out, and the way out is the expensive one.

Sticpay fees

Fees read on 19 October 2026 on sticpay.com/payments and sticpay.com/payments/detail. Sticpay has one fee page for every country; what changes is the list of local methods, and for a bettor in the EU there is none, so the routes are card or international wire. The fee page carries no figure for crypto deposits and withdrawals and says they may not be available in some countries. The bank sending or receiving a wire adds its own charges.

Deposit and withdrawal times

Deposits are instant: the payment is confirmed on the Sticpay page and the balance appears on the betting account at once. Withdrawals wait for the bookmaker’s approval, from a few minutes to two or three days depending on the operator and on whether your betting account is verified; once approved, the payout is a transfer inside Sticpay, which the company says it processes in real time or within a few minutes.

From the wallet to your bank, Sticpay publishes no times for either the international wire or the local bank transfers. The STIC Card is not a shortcut: the card page says it cannot be topped up from the wallet balance, so winnings leave Sticpay only by bank.

Where you can use it

Sticpay says it serves more than 200 countries, but the terms exclude a list of 31 jurisdictions and the fee page gives a local route to only a few. The rules that matter:

• United Kingdom and Japan. Residents cannot open an account; the exclusion is printed in the site footer.
• United States. US citizens and permanent residents are barred by the terms, and the United States, Puerto Rico, the US Virgin Islands, American Samoa and the Northern Mariana Islands are on the disallowed list.
• Russia is on the disallowed list, with Afghanistan, Cuba, Iran, Iraq, Ivory Coast, Lebanon, Libya, Myanmar, Nicaragua, North Korea, Syria, Yemen and other sanctioned or high-risk countries.
• European Union. Accounts can be opened, but the fee page lists no local method for any EU country: you load by card (3.85%) or by international wire (1%) and withdraw by international wire (5%).
• Asia, Africa and Latin America. This is where the wallet is cheap. Local bank withdrawals exist in Australia, China, Hong Kong, Indonesia, Japan, Korea, Malaysia, Nigeria, the Philippines, Singapore and Thailand; local deposits run through Pix in Brazil, SPEI and OXXO in Mexico, PSE in Colombia, UPI in India, Alipay and WeChat Pay in China, M-Pesa in Kenya and mobile money in Ghana, Senegal, Cameroon, Benin, Togo and Burkina Faso.

The fee page also warns that card and cryptocurrency deposits and withdrawals may not be available in some countries, without saying which.

Sticpay and welcome bonuses